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NJ man slapped with insurance fraud charge for allegedly lying about where company trucks were garaged

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A New Jersey man has been charged with insurance fraud for allegedly lying about the location where his trucks were garaged in order to get a cheaper premium.

On  May 9, 2024, Warren Township resident Rajinder S. Randhawa, 36, was arrested for 3rd Degree Insurance Fraud, according to a news release from the Somerset County Prosecutor’s Office.

An investigation was launched after New Jersey Attorney General’s Office reported a fuel delivery trucking company that was misrepresenting their garaging location on a commercial auto policy application.

Investigators claimed that the eight trucks belonging to the trucking company were listed as being garaged in Bridgewater according to the company’s July 2023 commercial auto insurance policy application, when the trucks were actually being stored in Linden, New Jersey.

“By stating the trucks were being garaged in Bridgewater instead of Linden on the insurance application, Rajinder Randhawa, the purchaser of the insurance policy, paid a much lower premium on the policy.  The difference in the premium between what was paid and what would have been owed to the insurance company in a six-month time frame was approximately $231,431.00,” the Somerset County Prosecutor’s Office said.

The case remains under investigation.

Anyone with information is asked to call the Somerset County Prosecutor’s Office Special Investigations office at (908) 231-7100 or the Warren Township Police Department at (908) 753-1000.

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