New Louisiana law will require insurance discounts for commercial vehicles with dash cams

A law going into effect in Louisiana next year seeks to incentivize trucking companies to outfit their vehicles with dash cams and telematics systems.

House Bill 549, authored by Louisiana State Rep. Rodney Schamerhorn, was signed into law by Governor Jeff Landry on May 28, 2025. It will go into effect on January 1, 2026.

The new law will require commercial vehicle insurance providers to provide a discount on liability premiums for commercial motor vehicles equipped with a dashboard camera and telematics system.

The purpose of the discount is “to enhance public safety, reduce insurance fraud, and lower costs of claims by incentivizing the use of dashboard cameras paired with telematics systems in commercial motor vehicles.”

To qualify for the insurance discount, fleets must comply with the following provisions:

For 40 years, Rep. Schamerhorn owned Schamerhorn, Inc., a company specializing in trucking, site work, roll-off containers, and construction debris services.

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