Truck Downtime After an Accident? Here’s How Owner-Operators Can Recover Every Dollar

Sponsored by Eckert & Associates, P.A.

Every mile matters when you’re an owner-operator. When your rig is sidelined after an accident, the financial impact can be devastating. Lost loads, missed contracts, and mounting expenses quickly add up. The good news? If the accident wasn’t your fault, you may have the right to recover downtime compensation—and Eckert & Associates, P.A. of DowntimeClaims.com is here to help you fight for every dollar.

What Is a Downtime Claim?

Downtime refers to the period your truck is out of service due to accident-related repairs. For owner-operators, this means lost income while bills keep piling up. In most states, you can pursue the at-fault driver’s insurance for:

– Lost Revenue during repair or replacement

– Out-of-Pocket Expenses (hotel stays, towing, rentals)

– Diminished Value of your equipment after repairs

– Deductibles and other accident-related costs

Learn more about your rights on DowntimeClaims.com.

Why Downtime Claims Matter

Every day your equipment sits idle is a day without income. For independent drivers, this can mean the difference between staying afloat and shutting down operations. Attorney Kelsea Eckert and her team have been fighting for truckers since 2005, recovering millions in downtime losses. Their mission is simple: make sure someone else’s negligence doesn’t derail your business.

Common Questions About Downtime Claims

Truckers often ask:

• Do I have a case? If the accident wasn’t your fault and your equipment was down, you likely do.
• What can I claim? Lost income, repair costs, diminished value, rentals, and more.
• Do I need a lawyer? Insurance companies rarely pay full downtime losses without a fight. Legal help matters.

Find detailed answers in the Downtime Claims FAQ. 

Steps to File a Downtime Claim

1. Gather Evidence Immediately: Photos of the scene, the damage, and the other vehicles should be taken before leaving. Police reports, witness statements, and repair estimates are critical.

2. Document Lost Income: Keep settlement sheets, prior haul records, lost loads, and canceled contracts. If the downtime happens during peak season, be prepared to prove it.

3. File With the At-Fault Party’s Insurance: File immediately to avoid any argument that you didn’t act quickly. You may want to avoid filing with your own insurer, if possible, to prevent premium hikes. Of course, you may need to do so if the at-fault person’s insurance delays acting or refuses to pay.

4. Mitigate Losses: If temporary repairs or rentals can keep you moving, do it—and keep receipts. Gather documentation of any efforts to rent or specialized equipment that cannot be rented.

For more tips, visit How to Expedite Your Downtime Claim.

Why Choose Eckert & Associates, PA of DowntimeClaims.com?

• Industry Expertise: Their lawyers know trucking inside and out.
• Proven Results: Decades of experience recovering downtime losses. 
• Free Consultation: Start your claim with zero upfront cost.
• Contingency Fees: Attorney fees are based on the amount collected for you.

Don’t let downtime drain your business. If your truck is in the shop after an accident that wasn’t your fault, you deserve compensation. Visit DowntimeClaims.com or call 1-800-DOWNTIME for a free consultation.

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